Concord, CA., - July 15, 2001 - ABN AMRO uses EXADEL for its mortgage group. The Ann Arbor-based mortgage lending group gets approximately 80% of its loan production through its Interfirst Wholesale Mortgage Lending subsidiary. ABN AMRO announced that has implemented EXADEL to connect its back office to its mortgage lending Web site.

EXADEL is a Java and XML-component business services platform from Eltegra, Inc., a Concord, Calif. software firm sites. EXADEL prepares ABN AMRO for integration with outside parties under emerging standards.

"Most back office systems are oriented around the loan," said Randy Friedman, executive vice president of Eltegra. "Theses standards are oriented around the customer."

Using software platforms like EXADEL that are based in XML-based standards create the potential to significantly reduce the cost structure underlying the mortgage process. By packaging existing processes into Meta Applications and Web Services, EXADEL can vastly increase Return On Assets (ROA)

Eltegra is a leading edge independent software vendor specializing in advanced infrastructure software for creating adaptable services-oriented applications. Eltegra's innovative services engineering platform, EXADEL, provides organizations with the agility necessary for them to expand or change their business operations to meet new business challenges. EXADEL is in already in use by clients, including General Electric and ABN AMRO Bank. Eltegra's signature clients use EXADEL to innovate and to streamline their business activities. Eltegra is privately owned and located in the San Francisco Bay Area. For more information about Eltegra or EXADEL, please visit the Eltegra website at http://www.eltegra.com or call 925-363-9510